Mortgages for canadians About us

Founded in 2005 by a group of top mortgage industry professionals, Canadian-owned and operated myNext Mortgage Company is a next-generation mortgage lender that combines the best of experience and innovation. The company is focused on delivering products that meet the diverse and changing mortgage needs of Canadians, and is dedicated to customer service and satisfaction. myNext has a unique ownership structure that includes the management team and employees, mortgage consultants and institutional investors.

Our management team
The myNext executive team has been selectively chosen to achieve new heights of success in the Canadian mortgage industry. The team is led by Bob Ord, one of the most successful executives in Canadian mortgage history. After delivering exceptional results in both mortgage brokering and lending over a thirty year period, Bob was inducted into the Mortgage Hall of Fame by the Canadian Association of Accredited Mortgage Professionals (CAAMP) in 2004. Bob also received the inaugural CMP Canadian Mortgage Lifetime Achievement Award in 2007 for his contribution to the mortgage industry.

Our distribution
At myNext, we believe that every homeowner should discuss their situation with a professional mortgage planner. A mortgage is one of the biggest decisions Canadians will make, and good advice can mean significant savings and wealth creation over the long term. That's why myNext has selected Mortgage Architects Inc. to be the exclusive distributor for our products. Mortgage Architects (www.mortgagearchitects.ca) is a national mortgage brokerage with its corporate head office in Mississauga and regional offices in Vancouver, Calgary, Laval, Halifax and Moncton. Annual mortgage volume exceeds$4 billion. The highest professional standards must be met before a mortgage planner can join Mortgage Architects Inc, including reputation and breadth and depth of experience. myNext Mortgage Company is fortunate to have arranged an exclusive distribution with mortgage planners who are considered the elite in the mortgage brokerage industry. They do an exceptional job of matching myNext mortgage products with the needs of their customers.

Our products
myNext lends only in Canada and has agreements with the three largest Canadian mortgage insurers - Canadian Mortgage and Housing Corp (CMHC), Genworth and AIG United Guaranty. Working with the largest insurers in Canada allows us to meet a very broad range of mortgage needs, including:

• Up to 100% financing
• Stated Income/Business for self
• Vacation/secondary homes
• Investment properties
• Less-than-perfect credit
• New to Canada
• Refinance for debt consolidation, renovations
• Low payments through long amortizations

Competitive renewals are available for those clients in good payment standing.

Our flexible pre-payment options myNext offers flexible payment and prepayment options, whether your goal is to be mortgage free or to manage your home equity for maximum wealth accumulation through investments, renovations, investment properties, vacation or second homes. Our prepayment options allow you to prepay part of your mortgage beyond your regular scheduled payments, at no charge, which could save you thousands over the life of your mortgage. On a yearly basis, you can make a principal payment of up to 20% of your initial mortgage, and you can increase your regular mortgage payments by up to 20% of your initial payment. And whether you choose a fixed or adjustable rate mortgage with us, we offer competitive payout privileges.

Speak with your mortgage planner today!
myNext Mortgage Company is committed to ensuring that more Canadians can achieve the dream of homeownership and financial security.

Contact a myNext Mortgage Planner today >