An easier approval process.

A mortgage that doesn't require you to verify your income; just tell us what you earn. A much simpler process, especially if your taxable income is not an indicator of your ability to carry a mortgage.

• 3 & 5-year fixed rate; 5-year adjustable
• 75-day rate hold for fixed terms
• Maximum $575,000, with up to $775,000 for some major urban centres
• $50,000 minimum loan amount
• Up to 95% loan-to-value (plus lender fee)
• 20% prepayment and 20% increase in payment options every year
• Flexible payout & prepayment options
• For purchase, refinance, equity take out
• One time rate drop 7 days prior to closing (if applicable)
• Requires confirmation of active business/employment & Notice of Assessment (NOA)
• The income you state should be reasonable with respect to your occupation.

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